The Bible Says

Lenovo Recalls ThinkCentre Desktop Computers Due to Fire Hazard

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.

Name of Product: Lenovo ThinkCentre M70z and M90z desktop computers

Units: About 50,500

Manufacturer/Importer: Lenovo, of Morrisville, N.C.

Hazard: A defect in an internal component in the power supply can overheat and pose a fire hazard.

To report a dangerous product or a product-related injury, go online to: SaferProducts.gov, call CPSC's Hotline at (800) 638-2772 or teletypewriter at (301) 595-7054 for the hearing and speech impaired. Consumers can obtain this news release and product safety information at http://www.cpsc.gov/. To join a free e-mail subscription list, please go to www.cpsc.gov/cpsclist.aspx.

I love my Lenovo Thinkpad Laptop and have been very pleased with it.

If you have a consumer complaint or issue with a company or a question regarding the policies of a government agency email me at haroldcameron56@gmail.com. I will do what I can to try and help you.

Kawasaki USA Recalls Utility Vehicles due to Fire Hazard

The following product safety recall was voluntarily conducted by the firm in cooperation with the CPSC. Consumers should stop using the product immediately unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.

Name of Product: Kawasaki Utility Vehicles

Units: About 3,900

Distributor: Kawasaki Motors Corp. USA, of Irvine, Calif.

For more information about this recall visit http://tinyurl.com/7qh9c83

To report a dangerous product or a product-related injury, go online to: SaferProducts.gov, call CPSC's Hotline at (800) 638-2772 or teletypewriter at (301) 595-7054 for the hearing and speech impaired. Consumers can obtain this news release and product safety information at http://www.cpsc.gov/. To join a free e-mail subscription list, please go to https://www.cpsc.gov/cpsclist.aspx.

If you are a consumer with a complaint with a company and their product or service or you have a question regarding the policies of a government agency, please contact me at haroldcameron56@gmail.com. I would be delighted to help you if I can.

Order Your FREE Copy Of the 2012 Consumer Action Handbook

2012 Consumer Action Handbook: Available in Mid-March

Pre-order your copy of the 2012 edition today. Copies will be shipped in Mid-March. Use the Consumer Action Handbook (CAH) to get help with consumer purchases, problems and complaints. Find consumer contacts at hundreds of companies and trade associations, local, state, and federal government agencies, national consumer organizations, and more.

The Consumer Action Handbook is a valuable guide for consumers jam packed with helpful information concerning a number of issues relating to consumers. Also, in the Handbook is a directory of many of the top companies with their contact information in the event you have a complaint.

If you are a consumer with a consumer related complaint or question you can always contact me and I will be glad to do what I can to help you. My email address is haroldcameron56@gmail.com and my phone number is 267-357-1292. If you call, please call Monday-Friday between the hours of 10 AM and 5 PM. I am unavailable for calls on the weekends and holidays. Please allow me up to 3 business days to respond.

Got a consumer complaint or issue? Are you being ripped off by a company?

Hi,

My name is Harold Cameron and I am a lover of God and a follower of Christ who is a consumer/citizen's advocate. I have been helping consumers since 2006 who have had complaints or issues with companies or government agencies get their complaints resolved or questions answered in a positive and prompt and timely manner. I have helped literally thousands of consumers worldwide and I would love to help you too if I possibly can.

Companies that I have helped people get complaints or issues resolved with include:

• DELL Computers
• LG Electronics
• Eppicard
• Sears
• Comcast
• Verizon
• DIRECTV
• And many others

Government agencies I have helped people get their issues resolved with or questions answered include:

• The Social Security Administration
• The United States Postal Service
• The US Army
• The FDIC
• Various State Department of Social Services (for Medicaid, food stamps, or cash assistance related issues
• The FDA
• The FTC
• And other Federal, state and county government agencies

Some of the types of complaints I have helped people get resolved or their questions answered include:

• Social Security disability claims filing
• Medicaid, Food Stamps and Cash Assistance related issues
• Bullying
• Housing related issues
• Product failure Complaints - Consumer's computer's or appliances not working properly
• Service Related Complaints - Consumers have paid for a service and did not receive what they paid for
• Internet Related Scams
• And many others

I do not charge a fee for my help; however, if someone wants to make a donation to me to help me defray my expenses to provide the service it is always appreciated. But, I WILL NOT turn anyone away because of their inability to make a donation!

If you have a consumer related complaint, question or issue please email me at haroldcameron56@gmail.com or call me Monday-Friday 10 AM to 5 PM EST and I will be happy to respond to you and try to help you. Please allow me up to 3 business days to respond to you.

Thank you!

I look forward to hearing from you and to possibly helping you with YOUR complaint or issue!

Gratefully yours,

Just a pilgrim,

Harold Cameron
Philippians 1:21

I am a voice for the consumer who does not have a voice or that has a voice but does not know how to use their to get their complaint or issue resolved.

"Oh, We're Terribly Sorry, We Made A Mistake" (Overbilling and Doublebilling Practices)

I receive part D prescription coverage as part of my health insurance coverage through the state of PA. A fact I am very grateful for. Because of my disability and my income my premium is subsidized by the state. Well, recently I received a package with a letter stating that I needed to pay for my own prescription insurance plan. And, they conveniently included a coupon book for me to send in my payments. I called our local Cash Assistance Office and spoke with my caseworker as well as Medicare and was informed that the letter was sent to me by the company as a mistake as I did not owe any premiums for my prescription coverage. (Hmmm, I wonder how many of those letters they sent out and how many people have paid or are still paying a premium for their prescription coverage not realizing that the state is paying for it and the company is double dipping).

I contacted an official at the PA State Department of Public Welfare as well as at the Medicare Office. I also contacted the company and after a congenial conversation with the CSR at the company, I was informed that my receiving a letter was an error and to just throw the information away. I did.

Keeping in mind I contacted the state and federal government agencies and the appropriate departments that manage such issues, I promptly received a form letter from the insurance company offering an apology and the explanation that the coupon books were sent out to the people who received them in error and just to throw them out. Do you think that it was just a computer error? You be the judge.

The same thing has happened to me with doctor's offices and hospitals. Here is my advice for whatever it is worth:

• Read every bill you receive very carefully. I know it takes valuable time; however, can you afford to pay for services that you do not have to pay for? If you do not understand a charge on your bill call the company billing department and speak to the appropriate person about the bill and ask them about the charge. Be sure to get their name and direct phone line and an email address if possible.
• Then if you are not certain contact your insurance company or if you receive some type of Medicaid or government insurance assistance, contact the company or government agency regarding the bill you received. In many cases the provider has agreed to accept whatever payment the insurance company has paid as payment in full. In other cases, there could be a deductible. It varies from company to company as well as from state to state. But don't pay the bill until you are sure you owe it.
• If you have been overbilled report it to the company as well as the appropriate government regulatory agencies so they can stop the company from overbilling or double billing its customers....which is fraud and is an offense punishable by being fined or even imprisonment for the officials who knowingly defrauded the citizens or the government.

One more example, my son's doctor ordered a simple urine screen for him...very basic and for just a couple of items. The hospital technician that did the urine sample screening used the wrong code for the test and he received a urine screening that covered areas that the doctor did not want the information about. What should have been a $50 or $60 bill, which is paid for by his insurance, turned out to be over $1,000. We are disputing the bill now and working to get the issue resolved as it was the error of the technician who ordered the screening.

The bottom line is the bottom line. Because it's your personal money or taxpayer's money we need to be vigilant about these types of things and properly report them so doublebilling and overbilling as well as improper billing by insurance companies, hospitals, doctor's offices and even phone companies and other service type companies can be stopped.

If you have any consumer related questions or issues please email me at haroldcameron56@gmail.com or call me at (267) 357-1292 Monday-Friday 10 AM to 5 Pm EST. I am not available on holidays or weekends however you can either email me or call me and I will get back to you within 3 business days.

Junk health insurance - Stingy plans may be worse than none at all

It might seem to be health insurance, if you don’t look too closely, and most people don’t. The premiums are surprisingly affordable. And so millions of unemployed people, service industry workers, and those taken in by fast-talking telemarketers sign up. They may think they’re insured—until they have a medical problem and find out that their coverage is as skimpy as a hospital gown.

To read more of the article visit http://www.consumerreports.org/cro/consumer-reports-magazine-march-2012/cheap-health-insurance.html

If you have any consumer related questions or issues please email me at haroldcameron56@gmail.com or call me at (267) 357-1292 Monday-Friday 10 AM to 5 Pm EST. I am not available on holidays or weekends however you can either email me or call me and I will get back to you within 3 business days.

New York City hospitals do poorly in patient safety

No one was more surprised than me—a New Yorker, through and through—to see just how badly Big Apple hospitals did in our new patient-safety Ratings. After all, those of us living here tend to think that we have pretty much the best of everything on every streetcorner. Well, I’m afraid that just ain’t so, at least when it comes to staying safe in the hospital.

To read the entire article go to http://news.consumerreports.org/health/2012/03/new-york-city-area-hospitals-do-poorly-in-patient-safety-ratings.html

Papa Bear Loungeabouts Children's Pajamas Recalled by Retailers Due to Violation of Federal Flammability Standard

WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.

Name of Product: Children's pajamas and sleepwear

Units: Estimate of 10,000 plus

Importer: Papa Bear Loungeabouts, LLC, of Los Angeles, Calif.

Hazard: The garments fail to meet federal flammability standards for children's sleepwear, posing a risk of burn injury to children.

Incidents/Injuries: None reported.

Description: This recall involves all styles of pajama sets (tops and bottoms), separate pajama pants and nightgowns sold in boys and girls sizes 0-6X and 7-14. A garment label with the name "Papa Bear Loungeabouts" and a picture of a bear is sewn into the center back neckline on the outside of the garments. A hanging label features the same name and image. The sleepwear is 100% cotton poplin or 100% cotton flannel and the different styles come in a variety of colors and novelty print designs, including: bling, cows, Scotty dogs, hotrods, basketball, sports, vintage, rodeo, rock and roll, ballerinas, popcorn and more.

Sold at: Children's clothing and specialty retailers nationwide and online from January 2004 to December 2011.

Manufactured in: China

Remedy: Consumers should stop using the recalled sleepwear immediately and return the product to the retailer where the product was purchased for a refund, exchange or store credit.

Consumer Contact: For additional information, please contact the retailer from whom you purchased your recalled products. Participating in this recall are the following retailers with their contact details:

1. CCS Group d/b/a Pajamamania: 866-472-5262, Email: customerservice@pajamamania.com; includes Sleepyheads and Pajamaheaven of Erlanger, Ky.; websites: www.pajamamania.com, www.sleepyheads.com
2. Cotton Tots, Inc. d/b/a Bright Beginnings and Bestdressed Kids of Austin, Tx.: 512-453-0433, Email: customerservice@bestdressedkids.com; website: http://www.bestdressedkids.com/content.php?id=recalls
3. Comfykid.com of San Jose, Calif.: 877-479-9040, Email: orders@comfykid.com; website: www.comfykid.com
4. My Baby Pajamas, LLC of Scottsdale, Ariz.: 480-330-6380, customerservice@mybabypajamas.com; website: www.mybabypajamas.com
5. Pajama Company of New Canaan, Conn.: 877-757-4386 info@thepajamacompany.com; website: www.thepajamacompany.com
6. Zulily, Inc. of Seattle, Wash.: 855-812-0945 service@zulily.com; website: www.zulily.com
   
   
   
   
   
   
   
   
   
   

The U.S. Consumer Product Safety Commission (CPSC) is still interested in receiving incident or injury reports that are either directly related to this product recall or involve a different hazard with the same product. Please tell us about your experience with the product on www.saferproducts.gov

CPSC is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency's jurisdiction. Deaths, injuries, and property damage from consumer product incidents cost the nation more than $900 billion annually. CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical, or mechanical hazard. CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters, and household chemicals - contributed to a decline in the rate of deaths and injuries associated with consumer products over the past 30 years.

If you have any consumer related questions or issues please email me at http://haroldcameron.wordpress.com/2012/03/03/many-people-do-not-know-how-to-properly-file-for-social-security-disability/haroldcameron56@gmail.comor call me at (267) 357-1292 Monday-Friday 10 AM to 5 Pm EST. I am not available on holidays or weekends however you can either email me or call me and I will get back to you within 3 business days.

Under federal law, it is illegal to attempt to sell or resell this or any other recalled product.

To report a dangerous product or a product-related injury, go online to: http://www.saferproducts.gov/, call CPSC's Hotline at (800) 638-2772 or teletypewriter at (800) 638-8270 for the hearing impaired. Consumers can obtain this news release and product safety information at http://www.cpsc.gov.. To join a free e-mail subscription list, please go to https://www.cpsc.gov/cpsclist.aspx.

 

Many Americans don't know how best to tap Social Security (Consumer Reports)

"Two reports released this week focus on how little Americans know about options for claiming Social Security retirement benefits, and how much they could gain financially by knowing more."

To read more of the article visit http://news.consumerreports.org/money/2012/03/aarp-social-security-retirement-benefit-survey-ignorance-claiming-age-impact-income.html.

If you have any consumer related questions or issues please email me at haroldcameron56@gmail.com or call me at (267) 357-1292 Monday-Friday 10 AM to 5 Pm EST. I am not available on holidays or weekends however you can either email me or call me and I will get back to you within 3 business days.

Many people do not know how to properly file for Social Security Disability

Many deserving people who file for Social Security Disability payments are denied the first time they apply for the benefits. For those individuals they need to either file for a reconsideration if they have new and compelling medical information to offer the state disability determinations office or file for an appeal  and have a hearing before an administrative judge.

There are some medical conditions and circumstances that allows for what is called a "Compassionate Allowance" for your claim by the SSA. To learn more about "Compassionate Allowances" and what conditions and circumstances it applies to vistit http://www.ssa.gov/compassionateallowances/

If between the time you file for an appeal for a hearing you receive new and compelling medical information you can ask for what is called an "opn the record" decision. You don't need to have a hearing before the judge in that case to file. Your new medical information can be reviewed by the judge and a decision rendered without a hearing. If the judge denies your "on the record" decision then you will want to proceed with having an actual hearing. If you are required to have a hearing to appeal the decision unless you are really comfortable in talking to a judge and answering questions, you should be represented by a competent Social Security Disability Attorney. When you have a hearing before a judge your medical and personal lifestyle history as well as your CREDIBILITY are looked at very carefully. so, it is very important you know what you are doing and saying if you are going to have an appeals hearing. Personally I highly recommend that you get a competent attorney to assist you with your claim if you are denied and need to have a hearing.

If you are going to file for SSI or SSDI (Social Security Disability Payments) here is what you absolutely need to know.

1. You must be declared totally disabled and unable to do any substantial gainful employment and your disability must last for a year or longer or is going to result in your death. You need a statement from a medical professional such as a doctor or psychiatrist and present that to the person who takes your claim for the SSA.
2. You have to sign waivers so that the state disability determinations office claims adjustor can secure all the medical records available to substantiate the validity of your claim. One of the reasons it takes quite some time to get a decision from the state office is because they have to wait for the doctor's offices' or hospitals' to respond. What I did in regards to my claim is I secured all my own medical records and took them with me to the SSA office so that they could be forwarded to the state office and to my claims adjustor. If you do not want to do that contact each of your doctors and hospitals and inform them that you have a pending disability claim and you would really appreciate it if they could get the records to the office in a prompt and timely manner. Again, get the name of the person you spoke to. If they do help you and get your records promptly to the state office you will want to send them a thank you for their help.
3. The paperwork the SSA mails you to complete, you must complete it in a timely manner providing them as much information as possible about your disability as you possibly can. Be very specific! The more information you can provide concerning the nature of your disability and how it affects your ability to work and live the better. This is a very critical part of the application process.
4. If they want you to be evaluated by one of their doctors by all means do it. The fact that they want to have you evaluated indicates that they are taking your claim seriously and need to make certain of the nature and extent of your disability before they make their decision regarding your claim. Each office is allowed to have only so many evaluations done each month so it is a huge and good thing if they are asking you to be evaluated by their doctor.
5. Keep accurate records of anyone and everyone you speak with at the SSA office or your claims adjustor at the state disability determinations office. If they are courteous and helpful write a letter on their  behalf acknowledging that. If you need help in knowing where to send your letter email me with the city and state where you are filing your claim and I will try and help you get the correct person to send the letter to. Appropriately expressed praise and sincere gratitude go a long way in helping you...not only with your disability claim, but in life in general.
6. Keep all of your doctor's appointments and take your medications as directed. Do what your doctor or doctor's tell you to do. Compliance with your medical treatment plan is very important not only for your good health but also as it relates to your claim.

These are just a few tips to help you in the process if you are considering applying for Social Security Disability or have already applied.

If you have any consumer related questions or issues please email me at haroldcameron56@gmail.com or call me at (267) 357-1292 Monday-Friday 10 AM to 5 Pm EST. I am not available on holidays or weekends however you can either email me or call me and I will get back to you within 3 business days.